{"id":1462,"date":"2025-04-18T22:09:55","date_gmt":"2025-04-18T22:09:55","guid":{"rendered":"https:\/\/michigancr.org\/?page_id=1462"},"modified":"2025-04-18T22:11:15","modified_gmt":"2025-04-18T22:11:15","slug":"check-your-health-insurance","status":"publish","type":"page","link":"https:\/\/michigancr.org\/zh\/check-your-health-insurance\/","title":{"rendered":"\u68c0\u67e5\u60a8\u7684\u5065\u5eb7\u4fdd\u9669"},"content":{"rendered":"\n[et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; admin_label=&#8221;Header&#8221; _builder_version=&#8221;4.24.2&#8243; background_color=&#8221;#014152&#8243; background_position=&#8221;bottom_center&#8221; max_width=&#8221;95%&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;0px||12vw|4vw|false|false&#8221; custom_padding_tablet=&#8221;|||0vw&#8221; custom_padding_phone=&#8221;||||false&#8221; border_radii=&#8221;|||20vw|&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;3_5,2_5&#8243; _builder_version=&#8221;4.22.2&#8243; z_index=&#8221;0&#8243; max_width=&#8221;1225px&#8221; custom_padding=&#8221;77px||10px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;Oswald|700||on|||||&#8221; header_2_text_color=&#8221;#0daec2&#8243; header_2_font_size=&#8221;81px&#8221; header_4_font=&#8221;Oswald|700||on|||||&#8221; header_4_text_color=&#8221;#FFFFFF&#8221; header_4_font_size=&#8221;16px&#8221; header_4_letter_spacing=&#8221;0.5vw&#8221; header_4_line_height=&#8221;1.1em&#8221; max_width_last_edited=&#8221;off|desktop&#8221; hover_enabled=&#8221;0&#8243; header_2_font_size_tablet=&#8221;80px&#8221; header_2_font_size_phone=&#8221;40px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_4_font_size_tablet=&#8221;80px&#8221; header_4_font_size_phone=&#8221;40px&#8221; header_4_font_size_last_edited=&#8221;off|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<h4>Step 4:<\/h4>\n<h2><strong><span>Check your health insurance\u00a0<\/span><\/strong><\/h2>\n<div id=\"gtx-trans\" style=\"position: absolute; left: 152px; top: 99.0469px;\">\n<div class=\"gtx-trans-icon\"><\/div>\n<\/div>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.24.2&#8243; text_font=&#8221;|600|||||||&#8221; text_text_color=&#8221;rgba(0,0,0,0.5)&#8221; text_line_height=&#8221;1.6em&#8221; header_font=&#8221;Oswald|||on|||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;16px&#8221; header_letter_spacing=&#8221;0.2vw&#8221; header_3_text_color=&#8221;#FFFFFF&#8221; header_3_line_height=&#8221;1.2em&#8221; header_4_font=&#8221;Oswald|||on|||||&#8221; header_4_text_color=&#8221;#FFFFFF&#8221; header_4_font_size=&#8221;24px&#8221; header_4_letter_spacing=&#8221;2px&#8221; header_4_line_height=&#8221;1.2em&#8221; header_5_text_color=&#8221;#FFFFFF&#8221; header_5_font_size=&#8221;22px&#8221; header_5_line_height=&#8221;1.1em&#8221; custom_margin=&#8221;||40px&#8221; global_colors_info=&#8221;{}&#8221;]<h3>Medicare and many insurance plans cover the cost of cardiac rehab. Depending on the plan, you may be responsible for some out-of-pocket costs, such as a per-session copay. Rehab facility staff can work with you to understand your insurance coverage.<\/h3>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/michigancr.org\/wp-content\/uploads\/2025\/04\/AdobeStock_1104506734-scaled.jpeg&#8221; title_text=&#8221;Health insurance web site modish registration system&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; alt=&#8221;person sitting in a chair with a laptop open looking at a health insurance website&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; text_font=&#8221;|600|||||||&#8221; text_text_color=&#8221;rgba(0,0,0,0.5)&#8221; text_line_height=&#8221;1.6em&#8221; header_font=&#8221;Oswald|||on|||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;16px&#8221; header_letter_spacing=&#8221;0.2vw&#8221; header_3_text_color=&#8221;#FFFFFF&#8221; header_3_line_height=&#8221;1.2em&#8221; header_4_font=&#8221;Oswald|||on|||||&#8221; header_4_text_color=&#8221;#FFFFFF&#8221; header_4_font_size=&#8221;24px&#8221; header_4_letter_spacing=&#8221;2px&#8221; header_4_line_height=&#8221;1.2em&#8221; header_5_text_color=&#8221;#FFFFFF&#8221; header_5_font_size=&#8221;22px&#8221; header_5_line_height=&#8221;1.1em&#8221; custom_margin=&#8221;||14px|||&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<h4>How to Check Your Insurance Coverage for Cardiac Rehab<\/h4>[\/et_pb_text][et_pb_text ol_position=&#8221;outside&#8221; ol_item_indent=&#8221;40px&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;18px&#8221; ol_line_height=&#8221;1.7em&#8221; header_4_text_color=&#8221;#eaa83b&#8221; header_4_font_size=&#8221;21px&#8221; header_5_text_color=&#8221;#eb462d&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243; custom_margin=&#8221;||23px|||&#8221;]<ul><\/ul>\n<h2><span style=\"color: #ff9900;\"><strong>1. Contact your health insurance provider.<\/strong><\/span><\/h2>\n<p><strong>Call Member Services:<\/strong> The most straightforward way is to call your insurance company&#8217;s member services number. They can provide specific information about your plan&#8217;s coverage for cardiac rehab.<\/p>\n<p><strong>Online Portal:<\/strong> Many insurance companies have online portals where you can log in to view your plan details, including coverage for specific services like cardiac rehab.<\/p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#27abbf&#8221; custom_padding=&#8221;16px|16px|16px|16px|true|true&#8221; text_text_color=&#8221;#000000&#8243; text_font_size=&#8221;16px&#8221; text_font=&#8221;|600|||||||&#8221; hover_enabled=&#8221;0&#8243; sticky_enabled=&#8221;0&#8243; box_shadow_style=&#8221;preset1&#8243;]<h3 class=\"p3\"><b>Important Questions to Ask:<\/b><\/h3>\n<hr \/>\n<ul type=\"disc\">\n<li class=\"li3\">Is cardiac rehab covered by my insurance plan?<\/li>\n<li class=\"li3\">Do I need a referral from my doctor to start cardiac rehab?<\/li>\n<li class=\"li3\">Are there any specific providers or facilities that are in-network with my insurance?<\/li>\n<li class=\"li3\">What is my copay or coinsurance for each cardiac rehab session?<\/li>\n<li class=\"li3\">Is there a deductible I need to meet before insurance coverage begins?<\/li>\n<li class=\"li3\">Are there any prior authorization requirements for cardiac rehab services?<\/li>\n<\/ul>[\/et_pb_text][et_pb_text ol_position=&#8221;outside&#8221; ol_item_indent=&#8221;40px&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;18px&#8221; ol_line_height=&#8221;1.7em&#8221; header_4_text_color=&#8221;#eaa83b&#8221; header_4_font_size=&#8221;21px&#8221; header_5_text_color=&#8221;#eb462d&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<h2><strong><span style=\"color: #ff9900;\">2. Review your insurance policy.<\/span><\/strong><\/h2>\n<p><b>Policy Document:<\/b> Your insurance policy document contains detailed information about your coverage, including copays, deductibles, and any limitations or exclusions. You can usually find this document online through your insurance provider&#8217;s portal or request a physical copy.<\/p>\n<h2><strong><span style=\"color: #ff9900;\">3. Consult with your doctor or cardiac rehab provider.<\/span><\/strong><\/h2>\n<p>Your doctor or cardiac rehab provider can help you understand your insurance coverage and assist in navigating the billing process. They may also be able to provide information on financial assistance programs or payment plans.<\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; theme_builder_area=&#8221;post_content&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{%22gcid-8d5e1208-6f7f-4920-8a25-a563d46795d8%22:%91%22background_color%22%93}&#8221; background_color=&#8221;gcid-8d5e1208-6f7f-4920-8a25-a563d46795d8&#8243; hover_enabled=&#8221;0&#8243; sticky_enabled=&#8221;0&#8243;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; theme_builder_area=&#8221;post_content&#8221; box_shadow_style=&#8221;preset1&#8243; custom_padding=&#8221;24px|24px|24px|24px|true|true&#8221; hover_enabled=&#8221;0&#8243; sticky_enabled=&#8221;0&#8243;][et_pb_column _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; type=&#8221;4_4&#8243; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;||||||||&#8221; text_font_size=&#8221;16px&#8221; text_text_color=&#8221;#000000&#8243; hover_enabled=&#8221;0&#8243; sticky_enabled=&#8221;0&#8243;]<h1><strong>Things to Note<\/strong><\/h1>\n<p class=\"p3\"><b>Plan-Specific Details:<\/b> Coverage can vary significantly between different plans offered by the same insurer. It&#8217;s crucial to review your specific plan documents or contact your insurance provider for accurate information.<\/p>\n<p class=\"p3\"><b>Network Providers:<\/b> Ensure that the cardiac rehabilitation program you choose is in-network with your insurance plan to maximize coverage and minimize out-of-pocket costs.<\/p>\n<p class=\"p3\"><b>Referrals:<\/b> You may need a referral from your primary care physician to access cardiac rehabilitation services.<\/p>\n<p class=\"p3\"><b>Prior Authorization:<\/b> Some plans may require prior authorization for cardiac rehabilitation services.<\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; specialty=&#8221;on&#8221; padding_top_2=&#8221;12vw&#8221; padding_2_tablet=&#8221;0vw||&#8221; padding_2_phone=&#8221;&#8221; padding_2_last_edited=&#8221;on|desktop&#8221; admin_label=&#8221;Services&#8221; _builder_version=&#8221;4.22.2&#8243; background_color=&#8221;rgba(0,0,0,0)&#8221; background_enable_image=&#8221;off&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_right&#8221; background_horizontal_offset=&#8221;-100%&#8221; custom_padding=&#8221;22px|||||&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;3_4&#8243; specialty_columns=&#8221;3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_row_inner _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; theme_builder_area=&#8221;post_content&#8221; custom_padding=&#8221;||4px|||&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;3_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;Oswald|700||on|||||&#8221; header_2_text_color=&#8221;#0daec2&#8243; header_2_font_size=&#8221;42px&#8221; header_4_font=&#8221;Oswald|700||on|||||&#8221; header_4_text_color=&#8221;#000000&#8243; header_4_font_size=&#8221;16px&#8221; header_4_letter_spacing=&#8221;0.5vw&#8221; header_4_line_height=&#8221;1.1em&#8221; max_width_last_edited=&#8221;off|desktop&#8221; hover_enabled=&#8221;0&#8243; header_2_font_size_tablet=&#8221;80px&#8221; header_2_font_size_phone=&#8221;40px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_4_font_size_tablet=&#8221;80px&#8221; header_4_font_size_phone=&#8221;40px&#8221; header_4_font_size_last_edited=&#8221;off|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; sticky_enabled=&#8221;0&#8243;]<h4>If you have<\/h4>\n<h2>medicare part b<\/h2>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;15px|||||&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column_inner type=&#8221;1_2&#8243; saved_specialty_column_type=&#8221;3_4&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;19px&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; sticky_enabled=&#8221;0&#8243;]<h3 class=\"p1\">Covers cardiac rehab if you are eligible:<\/h3>\n<p>\u2714\ufe0f Heart attack in the previous 12 months<\/p>\n<p>\u2714\ufe0f Coronary artery bypass surgery<\/p>\n<p>\u2714\ufe0f Stable angina (chest pain)<\/p>\n<p>\u2714\ufe0f Stable chronic heart failure<\/p>\n<p>\u2714\ufe0f Heart valve repair or replacement<\/p>\n<p>\u2714\ufe0f Heart transplant<\/p>\n<p>\u2714\ufe0f Heart-lung transplant<\/p>[\/et_pb_text][\/et_pb_column_inner][et_pb_column_inner saved_specialty_column_type=&#8221;3_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; type=&#8221;1_2&#8243; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;19px&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; sticky_enabled=&#8221;0&#8243;]<p class=\"p3\">Typically covers 36 session.<span class=\"apple-converted-space\">\u00a0<\/span><\/p>\n<p class=\"p3\">You may have to pay out of pocket until you meet your Medicare Part B deductible ($240 in 2024), after that you may be responsible for paying 20% of the cost, called coinsurance.<\/p>\n<p class=\"p3\">This actual cost can vary by is usually less than $50 per session. If this is too expensive, ask the rehab facility about options.<\/p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_image src=&#8221;https:\/\/michigancr.org\/wp-content\/uploads\/2023\/11\/AdobeStock_412235235.jpg&#8221; title_text=&#8221;AdobeStock_412235235&#8243; _builder_version=&#8221;4.22.2&#8243; custom_margin=&#8221;-12vw|-10vw||||&#8221; custom_margin_tablet=&#8221;0vw|0vw||&#8221; custom_margin_phone=&#8221;&#8221; custom_margin_last_edited=&#8221;on|desktop&#8221; border_radii=&#8221;|20vw||10vw|&#8221; border_radii_tablet=&#8221;|0vw||0vw|&#8221; border_radii_phone=&#8221;|||0vw|&#8221; border_radii_last_edited=&#8221;on|phone&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_vertical=&#8221;74px&#8221; box_shadow_blur=&#8221;69px&#8221; box_shadow_spread=&#8221;-26px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; specialty=&#8221;on&#8221; padding_top_2=&#8221;12vw&#8221; padding_2_tablet=&#8221;0vw||&#8221; padding_2_phone=&#8221;&#8221; padding_2_last_edited=&#8221;on|desktop&#8221; admin_label=&#8221;Services&#8221; _builder_version=&#8221;4.22.2&#8243; background_color=&#8221;rgba(0,0,0,0)&#8221; background_enable_image=&#8221;off&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_right&#8221; background_horizontal_offset=&#8221;-100%&#8221; custom_padding=&#8221;22px|||||&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;3_4&#8243; specialty_columns=&#8221;3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_row_inner _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; theme_builder_area=&#8221;post_content&#8221; custom_padding=&#8221;||4px|||&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;3_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;Oswald|700||on|||||&#8221; header_2_text_color=&#8221;#0daec2&#8243; header_2_font_size=&#8221;42px&#8221; header_4_font=&#8221;Oswald|700||on|||||&#8221; header_4_text_color=&#8221;#000000&#8243; header_4_font_size=&#8221;16px&#8221; header_4_letter_spacing=&#8221;0.5vw&#8221; header_4_line_height=&#8221;1.1em&#8221; max_width_last_edited=&#8221;off|desktop&#8221; hover_enabled=&#8221;0&#8243; header_2_font_size_tablet=&#8221;80px&#8221; header_2_font_size_phone=&#8221;40px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_4_font_size_tablet=&#8221;80px&#8221; header_4_font_size_phone=&#8221;40px&#8221; header_4_font_size_last_edited=&#8221;off|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; sticky_enabled=&#8221;0&#8243;]<h4>If you have<\/h4>\n<h2>Blue Cross Blue Shield (commercial)<\/h2>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;15px|||||&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column_inner type=&#8221;1_2&#8243; saved_specialty_column_type=&#8221;3_4&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;19px&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; sticky_enabled=&#8221;0&#8243;]<h3 class=\"p1\">Covered with at least one diagnosis within the past 12 months:<\/h3>\n<p>\u2714\ufe0f Heart attack<\/p>\n<p>\u2714\ufe0f Coronary artery bypass graft surgery \u00ad<\/p>\n<p>\u2714\ufe0f Current stable angina \u00ad<\/p>\n<p>\u2714\ufe0f Percutaneous transluminal coronary angioplasty or coronary stenting<\/p>\n<p>\u2714\ufe0f Heart valve surgery<\/p>\n<p>\u2714\ufe0f Heart or heart-lung transplant<\/p>\n<p>\u2714\ufe0fStable, chronic heart failure\u00a0<\/p>[\/et_pb_text][\/et_pb_column_inner][et_pb_column_inner saved_specialty_column_type=&#8221;3_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; type=&#8221;1_2&#8243; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;19px&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; sticky_enabled=&#8221;0&#8243;]<p class=\"p3\">Covers Phase II cardiac rehabilitation\u00a0<em>only.<\/em><\/p>\n<p class=\"p3\">Patient must be medically stable and able to tolerate exercise for 20-40 minutes.<\/p>\n<p class=\"p3\"><em>Source<\/em>: <a href=\"https:\/\/www.bcbsm.com\/amslibs\/content\/dam\/public\/mpr\/mprsearch\/pdf\/76777.pdf\">9\/2024 Policy<\/a><\/p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Testimonial&#8221; _builder_version=&#8221;4.16&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/michigancr.org\/wp-content\/uploads\/2023\/10\/quote-2.png&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.16&#8243; max_width=&#8221;120px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.22.2&#8243; text_font=&#8221;Oswald||||||||&#8221; text_text_color=&#8221;#000000&#8243; text_font_size=&#8221;25px&#8221; text_line_height=&#8221;1.6em&#8221; text_orientation=&#8221;center&#8221; max_width=&#8221;600px&#8221; max_width_tablet=&#8221;&#8221; max_width_phone=&#8221;&#8221; max_width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;center&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;16px&#8221; text_font_size_last_edited=&#8221;on|desktop&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<p>In a sense, the initial heart surgery saved my life the first time; but cardiac rehab saved it a second time. The rehab people performed a small miracle by restoring my self-confidence.<\/p>\n<p><span style=\"font-size: large;\">&#8211; John, Cardiac Rehab Participant<\/span><\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]\n","protected":false},"excerpt":{"rendered":"<p>Step 4: Check your health insurance\u00a0 Medicare and many insurance plans cover the cost of cardiac rehab. 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